There are several ways parents – and grandparents – can help younger family members buy a home: a cash down payment as a gift, a family loan, cosigning on a mortgage, buying the house outright or inheritance. 22% of first-time buyers used a gift or loan from family or friends to help with a down payment in 2025….DOWN from a peak of 36% in 2010. Around 8% use inheritance. One stipulation of a recent parent buying for their kids? They had to buy within 10 minutes of their home. (WSJ)

5/22/2026