“FREEZE THE HOA FEES!” Sorry, that will never happen as HOA’s exist in the real world: when costs go up, HOA fees rise too. And when HOA fees are not paid…. 6,376 properties with HOA-related foreclosures were filed in the first quarter of 2026, spanning initial default notices to completed sales…… up nearly 40% from 2024, rising faster than overall mortgage foreclosure rates. Between 2024 and early 2025, master insurance policy premiums covering shared property and general liability for HOAs rose for 91% of community associations. Some 17% saw jumps of more than 100%! HOAs filed more than 285,000 liens in 2025, up about 8.8% from 2024. (WSJ)

8/4/2026