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- Unmapped and Uninsured: The Growing Flood Threat Beyond the Coast
- How Falling Mortgage Rates Could Spark a Real Estate Boom and Boost the U.S. Economy
- Shorter Mortgage, Bigger Savings: The 15-Year Advantage Explained
- Soft Dollar, Hard Assets
- Maximizing Home Value: Converting Your Garage into Livable Space
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How Falling Mortgage Rates Could Spark a Real Estate Boom and Boost the U.S. Economy
The real estate industry makes up anywhere from 14 -18% of the US’s GDP. A coming boom could have an enormous impact on the U.S. economy. Sellers, builders, contractors, lawyers, accountants, brokers, insurers, retailers and countless other small- and mid-sized businesses that are both directly and indirectly connected to this industry will benefit. For this…
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Soft Dollar, Hard Assets
On Wall Street, “The debasement Trade” is a bet that government borrowing and money printing will erode the value of the U.S. dollar, so investors are shifting cash into assets like gold, crypto, stocks …….and real estate ……that can hold their value. (CNBC) 10/11/2025
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NYC Heat Season: The Law, The Fines, and What Landlords Must Do
Key Legal Requirements in NYC In New York City, heat and hot water are considered essential services under the Housing Maintenance Code and related statutes. Here are the main obligations landlords must meet during Heat Season (October 1 to May 31): Time Period Condition Required Interior Temperature Day (6:00 AM – 10:00 PM) when outdoor temp < 55 °F Outdoor is cold…
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Home Loan Refinancing Surges 58% in a Week as ARM Activity Hits 15-Year High
Applications to refinance a home loan jumped 58% last week compared with the previous week and were 70% higher than the same week one year ago. The ARM share of mortgage activity increased to 12.9% of total applications, its highest level since 2008. The average loan size on refinances reached its highest level in the…
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Modern American Dream
A recent survey determined the 8 pillars to achieving the “AMERICAN DREAM” are: being able to retire comfortably, being able to afford quality healthcare, raising a family, owning a new car, going on vacation every year, caring for pets and having a wedding….and 85% said owning a home. (USA TODAY) 9/3/2025
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Federal Court Upholds New York’s Landmark Gas Ban in New Construction
The federal court for the Northern District of New York upheld New York state’s “gas ban” legislation, the first statewide law that restricts natural gas use in new buildings, effectively banning gas stoves and other fossil fuel appliances in most new construction starting in 2026. 8/26/2025
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AI Enters the Apartment Market: From Virtual Agents to Rental Revolution
Technology has been stepping in to address the needs of tenants, landlords and large multifamily operators, and now AI is turning that slow progress into a rental revolution. One of the more mature categories for AI in the apartment space is virtual agents talking to prospective residents. Despite the progress, the technology is still in…
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30-Year Mortgage Rates Drop to 10-Month Low Amid Slowing Job Growth
The average rate on the standard 30-year fixed mortgage declined to 6.58%, a low not seen since October 2024 and down from 6.63% a week earlier. Bond yields have edged lower after data showed hiring slowed sharply over the summer, putting downward pressure on mortgage rates. (WSJ) 8/15/2025
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Do rent freezes work?
Do rent freezes work? This has been tested multiple times in New York City: During Bill de Blasio’s tenure as mayor, there were no rent increases on one-year leases in 2015, 2016 and 2020 — as well as 0% for the first 6 months and 1.5% for the last 6 in 2021……and the results? Rents in…