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    Alexander Vladimirov

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    • Where Is the Cheapest—and Most Expensive—Place for Americans to Retire?

      Retire to Arizona? Florida? California? Costa Rica? Portugal? Singapore is the most expensive country for Americans to retire comfortably, requiring an estimated $1.1 million, while Pakistan is the cheapest at $187,000.Retiring comfortably in the U.S. requires an estimated $738,000, more than in Canada ($598,000), Mexico ($356,000), and most countries worldwide, and almost 70% more expensive…

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    • Inflation Makes Fixed Mortgage Debt Cheaper in Real Terms

      If money devalues by 3% every year, $100 today will be worth around $74 ten years from now. Apply this to an interest-only mortgage. If you have an interest-only mortgage today for $1 million, and money devalues by 3% each year compounded over 10 years, this $1 million owed can be bought with what is…

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    • Why HOA Fees Keep Rising—and What It Means for Homeowners

      “FREEZE THE HOA FEES!” Sorry, that will never happen as HOA’s exist in the real world: when costs go up, HOA fees rise too. And when HOA fees are not paid…. 6,376 properties with HOA-related foreclosures were filed in the first quarter of 2026, spanning initial default notices to completed sales…… up nearly 40% from…

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    • New Condo Mortgage Rules Could Impact Financing and Approval Times

      New condo-lending policies taking effect August 3, 2026 from Fannie Mae and Freddie Mac, government-sponsored enterprises that purchase qualifying mortgages on the secondary market: some purchases could involve greater scrutiny by lenders. While lenders already review condo associations in many cases, the new policies require a closer look at the association’s finances, reserve funding, and…

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    • Wealthy Cash Buyers Drive South Florida Home Prices Higher

      Luxury homebuyers paying cash are increasingly driving South Florida’s housing market, helping push home prices higher across the board. Sales of $1 million-plus homes jumped 29% in Miami-Dade and 35% in Broward in June compared with a year earlier as affluent buyers continued relocating from higher-tax states like New York and California, and a steady…

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    • NYC Co-op Buildings Face New Review Timeline Requirements Starting July 28, 2026

      Beginning July 28, 2026, most New York City cooperative buildings with 10 or more residential units must comply with Local Law 58 of 2026, which establishes mandatory deadlines for reviewing and deciding on co-op purchase applications. The law is designed to make the co-op buying process more transparent and predictable by preventing lengthy, open-ended delays.…

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    • The New American Dream? Bigger Homes After 60

      About 7% of buyers ages 61-70 said the main reason they chose their new home was because they wanted more space, up from 4% for that age group in 2016. Think visiting family, accumulated savings, compounding on investments, selling businesses, “rewarding yourself” for decades of hard work, etc…. Empty-nest baby boomers owned 28% of U.S. homes with 3…

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    • The #1 Reason More People Choose to Rent Might Surprise You

      Which reason people choose to rent instead of own has grown the fastest? No, not the down payment. “It’s more convenient to rent!” was the reason that grew by 141% in just a decade….. (CNBC) 7/2/2026

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    • Realtors Are Leaving the Industry

      National Association of Realtors (NAR) membership is down 12.5%…. it had 1.4 million members as of April, down from a peak of 1.6 million in October 2022. About 71% of agents surveyed said that real estate was their only profession, the lowest proportion on record in survey data going back to 2005. (WSJ) 5/29/2026

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    • Family Money Remains a Key to First-Time Homeownership

      There are several ways parents – and grandparents – can help younger family members buy a home: a cash down payment as a gift, a family loan, cosigning on a mortgage, buying the house outright or inheritance. 22% of first-time buyers used a gift or loan from family or friends to help with a down…

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