Buying/Selling Tips Archives - Alexander Vladimirov | Real Estate Agent in Brooklyn, NY

Unmapped and Uninsured: The Growing Flood Threat Beyond the Coast

Banks, builders, landlords and homeowners rely on federal maps to assess the risk of flooding, the costliest type of natural disaster in the U.S. Typical home insurance doesn’t cover flooding, so most mortgage lenders require separate coverage inside the U.S. government’s designated flood zones. But federal maps overlook millions of at-risk homes across the country—often
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Shorter Mortgage, Bigger Savings: The 15-Year Advantage Explained

A $400,000 home at 6% interest will cost a buyer over $690,000 in total, and an FHA loan with a lower down payment results in a final cost of over $833,000. This is due to the way mortgages extend payments over 30 years, benefiting lenders while inflating home prices. While monthly payments are higher for
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U.S. Imposes Tariffs on Imported Cabinets and Furniture: What It Means for Homeowners

The US Government is applying 50% tariffs/import taxes on imported kitchen cabinets, bathroom vanities, and associated products and 30% duties on imported upholstered furniture…..which may not help housing affordability. (COMPASS) 9/27/2025
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The SALT Deduction Isn’t Dead—But It’s Practically Irrelevant

The SALT deduction is limited to an extremely small group of people: Before 2018 when the tax policies were revised, the SALT deduction — including state and local income taxes, and property taxes — was unlimited. But the alternative minimum tax reduced the benefit for some wealthy homeowners.You must itemize tax breaks, rather than claim
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A Window of Relief: Surviving Spouses and the $500K Home Sale Tax Break

Surviving spouses can still take the entire $500,000 capital gains tax exclusion as long as they sell the home within 2 years of the death of their spouse. (WSJ) 9/14/2025
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From Home to Investment: A 1031 Exchange Could Save You Thousands

If you rent your house rather than sell it, it becomes a business property. Selling via a 1031 “like-kind” exchange, allows you to defer the gain, rather than pay taxes immediately. Ultimately, when you sell the replacement property, you’ll be liable for capital-gains taxes then—unless you pass away, which allows your heirs to inherit the
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Gifting Property vs Inheriting: How to Avoid a Capital Gains Tax Hit

Most financial advisors advise against gifting long-held real estate before you die, especially second homes and weekend homes. If your heirs choose to sell the property, they have to pay capital gains taxes on the property’s appreciation since the parents originally bought the property. Once transferred after death, the cost basis resets thereby potentially avoiding
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Pools Add Big Value: Listings with Pools 54% Pricier in 2025

Homes with pools are continuing to command a sizable markup in the housing market, with listings featuring the amenity priced 54% higher on average than those without them as of April 2025. (Realtor.com) 6/5/2025
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New Real Estate Rule Might Make Open Houses the Go-To for Non-committed Buyers

Could Open House activity increase? The new real estate rule requiring home buyers to sign agreements with brokers to tour houses privately may make open houses, which don’t require buyer agreements, an option for shoppers who aren’t ready to commit to an agent? (Axios) 1/27/2025
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A Cool New Perk: Williamsburg’s Latest Development to Feature an Ice-Skating Rink

What might be the latest, greatest new building amenity? An ice-skating rink. Yup, a new building in Williamsburg will come with one! (YIMBY) 1/26/2025
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Unmapped and Uninsured: The Growing Flood Threat Beyond the Coast

Shorter Mortgage, Bigger Savings: The 15-Year Advantage Explained

U.S. Imposes Tariffs on Imported Cabinets and Furniture: What It Means for Homeowners

The SALT Deduction Isn’t Dead—But It’s Practically Irrelevant

A Window of Relief: Surviving Spouses and the $500K Home Sale Tax Break

From Home to Investment: A 1031 Exchange Could Save You Thousands

Gifting Property vs Inheriting: How to Avoid a Capital Gains Tax Hit

Pools Add Big Value: Listings with Pools 54% Pricier in 2025

New Real Estate Rule Might Make Open Houses the Go-To for Non-committed Buyers

A Cool New Perk: Williamsburg’s Latest Development to Feature an Ice-Skating Rink