January 2026

A New Path to Homeownership: 401(k) Funds May Soon Be Fair Game

The Federal Government may start to allow people to take money out of their 401(k)s to use that for a down payment to buy a home. Already, first-time homebuyers who hold Individual Retirement Accounts (IRAs) — retirement accounts that are not sponsored by an employer — can tap these funds up to $10,000 without penalty
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Indexing Home Purchase Prices to Inflation for Capital Gains Tax

Should the capital gains on the sale of a home be based on its cost being indexed to inflation, ie: a home bought for $200,000 20 years ago should be tied to inflation so that today, with inflation at 2% annually (averaged), that cost basis should rise with inflation to be $297,000 today? (WSJ) 1/16/2026
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Alexander Vladimirov