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NYC Heat Season: The Law, The Fines, and What Landlords Must Do
Key Legal Requirements in NYC In New York City, heat and hot water are considered essential services under the Housing Maintenance Code and related statutes. Here are the main obligations landlords must meet during Heat Season (October 1 to May 31): Time Period Condition Required Interior Temperature Day (6:00 AM – 10:00 PM) when outdoor temp < 55 °F Outdoor is cold…
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Home Loan Refinancing Surges 58% in a Week as ARM Activity Hits 15-Year High
Applications to refinance a home loan jumped 58% last week compared with the previous week and were 70% higher than the same week one year ago. The ARM share of mortgage activity increased to 12.9% of total applications, its highest level since 2008. The average loan size on refinances reached its highest level in the…
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Modern American Dream
A recent survey determined the 8 pillars to achieving the “AMERICAN DREAM” are: being able to retire comfortably, being able to afford quality healthcare, raising a family, owning a new car, going on vacation every year, caring for pets and having a wedding….and 85% said owning a home. (USA TODAY) 9/3/2025





